Guide · Apple Card
Convert Apple Card statements to Excel, CSV or QuickBooks®
Download your Apple Card statements, drop them into Pennyrow, and get every transaction as a clean spreadsheet, with a check that each statement adds up. Free. Your statements are read inside your browser; we never upload, receive, see or store them.
Step 1: download your statements from Apple Card
- Go to card.apple.com and sign in with your Apple Account.
- Click Statements in the sidebar.
- Find the statement and click the download button to save the PDF.
- On iPhone, open Wallet and tap Apple Card.
- Tap Card Balance.
- Scroll down and select a monthly statement.
- Tap Download PDF Statement.
Apple lists every monthly statement but doesn't state a limit.
Transaction downloads
Apple Card also lets you download transactions as a file. Pennyrow reads CSV, OFX and QFX files:
- Export Transactions: Wallet > Apple Card > Card Balance > a monthly statement > Export Transactions, then choose a file format. Pennyrow reads CSV and OFX.
PDF statements are usually the better choice for catching up a year: each one has opening and closing balances, so Pennyrow can check every month adds up.
Good to know
- Apple Card has no bank website download page; statements and exports come from the Wallet app or card.apple.com.
- JPMorgan Chase is set to take over as the card's issuer from Goldman Sachs; Apple said the change would take about 2 years.
Checked October 13, 2026 against Apple Card's help pages: support.apple.com/en-us/102284, support.apple.com/guide/apple-card-web-servicing/download-statements-devd60473e47/web, support.apple.com/en-us/102329. Banks move menus around; if a step has changed, the help page has the current one.
Step 2: drop them into Pennyrow
- Open Pennyrow and choose your files, or drag them in. A whole year at once is fine, and you can mix Apple Card with your other banks and cards.
- Each statement gets a balance check: opening balance plus money in, minus money out, should equal the closing balance. You see "✓ Balanced", or which row is off and by how much.
- Catch-up checks look across all your files: missing months, statements that don't follow on from the last one, the same transaction in two files, and transfers between your own accounts (including card payments) so they aren't counted twice.
- Export: Excel (.xlsx), CSV, a QuickBooks Online bank CSV, a QuickBooks Desktop .iif file, or OFX.
If a Apple Card statement doesn't read right
- Pennyrow reads statement layouts with general rules, not a Apple Card-specific template, and it hasn't been tried on every Apple Card layout. The balance check is how you know: if a statement doesn't balance, Pennyrow shows the row that's off so you can fix it.
- Scanned or photographed statements can't be read (there's no OCR). Download the PDF from Apple Card's site instead of scanning a paper copy.
- Password-protected PDFs open with your own password, used only in that tab.
- If a layout keeps failing, tell @minsoesantun which Apple Card account type it was. Please don't send the statement itself.
Questions
Is it free?
Yes. Converting statements, the catch-up checks and every export are free.
Does my Apple Card statement get uploaded?
No. The converter page is locked so it can't make network requests, and it works with Wi-Fi off once it's open. Here's how to check that yourself.
Do I need to sign in to Apple Card through Pennyrow?
No, and you never should. You download the statements yourself; Pennyrow never asks for a bank login.
Does it make a .qbo (Web Connect) file?
Not yet. For QuickBooks Online use the bank CSV export; for QuickBooks Desktop use the .iif export.
Other banks and cards
Any bank or card with text PDF, CSV, OFX or QFX statements can work; these guides cover where to download them.