Guide · Navy Federal Credit Union

Convert Navy Federal Credit Union statements to Excel, CSV or QuickBooks®

Download your Navy Federal Credit Union statements, drop them into Pennyrow, and get every transaction as a clean spreadsheet, with a check that each statement adds up. Free. Your statements are read inside your browser; we never upload, receive, see or store them.

Open Pennyrow, free How to check the privacy claim

Step 1: download your statements from Navy Federal Credit Union

On the website

Sign in to online banking at navyfederal.org.
Select Statements from the menu.
Open the Account Statements drop-down and choose Checking & Savings.
Find the month and select View to open the PDF, then save it.

In the app

Sign in to the Navy Federal mobile app.
Tap More, then Account & Tax Statements.
Open the Account Statements drop-down and choose Checking & Savings.
Find the statement by date and open it.

How far back

Up to 36 months of statements are kept online. For older ones, ask Navy Federal for a copy.

Good to know

One monthly statement covers several accounts: savings, checking, money market savings and some loans. Pennyrow splits it into one statement per account when each account has its own beginning and ending balance.
Credit cards and loans, and certificates and IRAs, have their own statement types in the same drop-down.
Only the last 36 months are online. For older statements, Navy Federal lists 1-888-842-6328.
Navy Federal's own pages don't describe a transaction download, so the PDF statements are the dependable way to get a full year.

Checked October 13, 2026 against Navy Federal Credit Union's help pages: www.navyfederal.org/services/mobile-online-banking/tutorials.html, www.navyfederal.org/services/mobile-online-banking/paperless-statements.html, www.navyfederal.org/content/dam/nfculibs/pdfs/membership/nfoaa-9-statementsuppression.pdf. Banks move menus around; if a step has changed, the help page has the current one.

Step 2: drop them into Pennyrow

Open Pennyrow and choose your files, or drag them in. A whole year at once is fine, and you can mix Navy Federal Credit Union with your other banks and cards.
Each statement gets a balance check: opening balance plus money in, minus money out, should equal the closing balance. You see "✓ Balanced", or which row is off and by how much.
Catch-up checks look across all your files: missing months, statements that don't follow on from the last one, the same transaction in two files, and transfers between your own accounts (including card payments) so they aren't counted twice.
Export: Excel (.xlsx), CSV, a QuickBooks Online bank CSV, a QuickBooks Desktop .iif file, or OFX.

If a Navy Federal Credit Union statement doesn't read right

Pennyrow reads statement layouts with general rules, not a Navy Federal Credit Union-specific template, and it hasn't been tried on every Navy Federal Credit Union layout. The balance check is how you know: if a statement doesn't balance, Pennyrow shows the row that's off so you can fix it.
Scanned or photographed statements can't be read (there's no OCR). Download the PDF from Navy Federal Credit Union's site instead of scanning a paper copy.
Password-protected PDFs open with your own password, used only in that tab.
If a layout keeps failing, tell @minsoesantun which Navy Federal Credit Union account type it was. Please don't send the statement itself.

Questions

Is it free?

Yes. Converting statements, the catch-up checks and every export are free.

Does my Navy Federal Credit Union statement get uploaded?

No. The converter page is locked so it can't make network requests, and once it's open it keeps working in airplane mode. Here's how to check that yourself.

Do I need to sign in to Navy Federal Credit Union through Pennyrow?

No, and you never should. You download the statements yourself; Pennyrow never asks for a bank login.

Does it make a .qbo (Web Connect) file?

Not yet. For QuickBooks Online use the bank CSV export; for QuickBooks Desktop use the .iif export.

Other banks and cards

Any bank or card with text PDF, CSV, OFX or QFX statements can work; these guides cover where to download them.